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Whether you're a first-time home buyer in search of your dream home, a seller looking to downsize or upsize, or an investor looking for a great opportunity, working with a dedicated real estate professional can make all the difference.
I deliver unmatched customer service, and my genuine desire to see your property goals come true makes me the go-to resource for all your real estate needs. For sellers, I take full advantage of Coldwell Banker's® marketing tools to ensure that your property is broadly promoted on a variety of channels, including major real estate websites, and my negotiation skills are second to none. For buyers, I effectively analyze the local market and target trends to help you find the perfect home at the right price.
If you're looking for a positive, helpful partner who is ready to provide you with exceptional service, let's talk today!

Testimonials
Debbie is a skilled negotiator, accessible, frank, strategic, ethical, resourceful, respected and deeply knowledgeable about the communities she serves. I am literally proud to say she is my Realtor.
-Montague777, Client
I am not a resident of the area but needed a smart & savvy realtor to navigate a very difficult and unpleasant real estate transaction. Just by pure luck and the grace of God, Debbie Rybka Howard dropped into my lap. A lot of people in Debbie's field overpromise and underdeliver, however Debbie has withstood the test of time and backs up her impressive resume with …
-SF, Client
Debbie Rybka-Howard came highly recommend from a good friend who was herself a successful realtor but had moved out of state. Debbie gave us expert advice on how to prepare our house to get the most of out of our old home. She was spot-on with pricing, which was based on all her and her team's market and intimate knowledge of the area. The open houses were …
-empontius3, Client
Selling a house is the most stressful experience, many things happened to add more obstacles. I had a lot of work to do, besides working long hours, so I relied heavily on Debbie to take the lead in many aspects of the preparation and sale. She was very responsive and creatively helped to address each of the challenges from beginning to end of the process. She is well …
-NANCIBUSCEMI, Client
My husband and I thoroughly enjoyed working with Debbie. Debbie has been responsive and excellent since the first phone call and made our home selling process easy and smooth (even when we were in the process of relocating to another country!) We interviewed different realtors and none of them compared with her professionalism, enthusiasm, knowledge and candid spirit. …
-L. P., Client
